




ACCOUNT TYPES WE CAN HELP WITH
At Score Encore, we deliver proven credit repair solutions with transparency, strategy, and results. Whether you’re planning to buy a home, start a business, or simply want a fresh financial start — we’re here to help.

3.45M
Members
How it Works
Get Yourself Onboard
Submit Your Information
Start by logging into your secure client portal and completing all onboarding steps so we can begin working on your file right away.
We Review and Strategize
In-Depth Credit Analysis
Our team will carefully evaluate your credit reports and financial profile to develop a tailored action plan that aligns with your specific credit goals.
Dispute & Repair Begins
Initiating the Restoration Process
We’ll begin by preparing and sending strategic dispute letters to challenge inaccurate or negative items on your credit reports, setting the foundation for restoration.
Partnership in Progress
Your Involvement Matters
Credit improvement is a collaborative process. While we work to remove damaging items, you’ll focus on building positive credit habits—like lowering balances, making timely payments, and avoiding new debt.
Credit Ready, Goals Within Reach
Program Completion
Once your credit profile reaches a healthy, goal-ready status, you’ll graduate from the program—equipped and empowered to move forward, whether that means buying a home, securing a loan, or taking control of your financial future.



Key Features
Dispute Strategies
Every plan includes tailored dispute methods designed to target negative items holding your credit back.
Attorney-Led Reviews
FCRA-compliant legal experts review your files to ensure accuracy and protect your rights throughout the process.
RealtorReady
Get expert guidance to help you qualify for a mortgage and achieve your dream of homeownership.
Credit Blueprint
FCRA-compliant legal experts review your files to ensure accuracy and protect your rights throughout the process.
Choose Your Plan
No matter where you’re starting from, Score Encore has a plan designed to meet your needs and goals.
Credit repair done right
$119 / Month
- Strategic Credit Dispute Planning
We design custom dispute strategies to target inaccuracies and accelerate long-term credit improvement.
- Attorney-Guided File Reviews
FCRA attorneys review your credit files to ensure full legal compliance and protect your rights.
- Quick & Easy Online Setup
Enroll online in minutes and complete your onboarding with our seamless, self-guided process.
- Homebuyer Credit Prep Program
Get your credit ready for a successful home purchase with expert tools and step-by-step support.
- Business Credit Launch Plan
Use your improved credit to unlock funding opportunities with our post-repair business blueprint.
Credit repair done right
$2,500 / Month
- Precision Dispute Method
We create tailored dispute strategies to drive quicker, more lasting credit results.
- Expert Legal File Review
Credit files are reviewed by FCRA attorneys to ensure accuracy and full legal protection.
- Simple Online Enrollment
Easily sign up and complete onboarding in minutes through our secure online platform.
- Homebuyer Credit Coaching
Get expert credit guidance to help you qualify and prepare for your home purchase.
- Business Credit Growth Kit
Graduates receive a strategic plan to turn strong credit into real business funding.

The Next Generation Credit Score
Active Members
Happy Members
Financial Growth
Times Credit Repair

Frequently Asked Questions
I signed up last month—why haven’t I received any updates yet?
You may be in the waiting period while we process disputes and wait for bureau responses, which can take 30–45 days. Check your client portal for updates.
Why doesn’t Score Encore offer credit sweeps?
We follow only compliant, legal strategies. “Sweeps” are typically non-compliant and often don’t produce lasting results.
Why isn’t there a phone number listed?
We run a streamlined digital process. All support is handled securely through your client portal to ensure accuracy and accountability.
How do I sign up?
Click “Enroll” from the main menu and follow the self-service steps to get started.
How can I cancel my service?
Just send a message through your portal requesting cancellation. We make it simple and transparent.
How long does credit repair take?
Every case is different. Most clients start seeing changes within 30–90 days, with full programs ranging from 4–8 months.
What payment methods are accepted?
We accept major debit and credit cards. Subscription payments are securely processed monthly.
Can you guarantee you’ll fix my credit?
We guarantee effort, transparency, and professional dispute work—but no company can legally promise specific results.
Do I still owe a debt that’s been removed from my credit report?
Possibly. Removal from your report doesn’t always mean the debt is forgiven. Consult a financial or legal advisor for specifics.
What if I have more questions?
Reach out anytime via your client portal. Our team is here to help you stay informed every step of the way.
READY TO GET YOUR CREDIT BACK ON TRACK?
Enroll with the team that's got the track record of success.