Score Encore

ACCOUNT TYPES WE CAN HELP WITH

At Score Encore, we deliver proven credit repair solutions with transparency, strategy, and results. Whether you’re planning to buy a home, start a business, or simply want a fresh financial start — we’re here to help.

3.45M

Members

How it Works

Get Yourself Onboard

Submit Your Information

Start by logging into your secure client portal and completing all onboarding steps so we can begin working on your file right away.

We Review and Strategize

In-Depth Credit Analysis

Our team will carefully evaluate your credit reports and financial profile to develop a tailored action plan that aligns with your specific credit goals.

Dispute & Repair Begins

Initiating the Restoration Process

We’ll begin by preparing and sending strategic dispute letters to challenge inaccurate or negative items on your credit reports, setting the foundation for restoration.

Partnership in Progress

Your Involvement Matters

Credit improvement is a collaborative process. While we work to remove damaging items, you’ll focus on building positive credit habits—like lowering balances, making timely payments, and avoiding new debt.

Credit Ready, Goals Within Reach

Program Completion

Once your credit profile reaches a healthy, goal-ready status, you’ll graduate from the program—equipped and empowered to move forward, whether that means buying a home, securing a loan, or taking control of your financial future.

Key Features

Dispute Strategies

Every plan includes tailored dispute methods designed to target negative items holding your credit back.

Attorney-Led Reviews

FCRA-compliant legal experts review your files to ensure accuracy and protect your rights throughout the process.

RealtorReady

Get expert guidance to help you qualify for a mortgage and achieve your dream of homeownership.

Credit Blueprint

FCRA-compliant legal experts review your files to ensure accuracy and protect your rights throughout the process.

Choose Your Plan

No matter where you’re starting from, Score Encore has a plan designed to meet your needs and goals.

Credit repair done right

$119 / Month

We design custom dispute strategies to target inaccuracies and accelerate long-term credit improvement.

FCRA attorneys review your credit files to ensure full legal compliance and protect your rights.

Enroll online in minutes and complete your onboarding with our seamless, self-guided process.

Get your credit ready for a successful home purchase with expert tools and step-by-step support.

Use your improved credit to unlock funding opportunities with our post-repair business blueprint.

Credit repair done right

$2,500 / Month

We create tailored dispute strategies to drive quicker, more lasting credit results.

Credit files are reviewed by FCRA attorneys to ensure accuracy and full legal protection.

Easily sign up and complete onboarding in minutes through our secure online platform.

Get expert credit guidance to help you qualify and prepare for your home purchase.

Graduates receive a strategic plan to turn strong credit into real business funding.

The Next Generation Credit Score

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Active Members

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Happy Members

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Financial Growth

0 m+

Times Credit Repair

Frequently Asked Questions

You may be in the waiting period while we process disputes and wait for bureau responses, which can take 30–45 days. Check your client portal for updates.

We follow only compliant, legal strategies. “Sweeps” are typically non-compliant and often don’t produce lasting results.

We run a streamlined digital process. All support is handled securely through your client portal to ensure accuracy and accountability.

Click “Enroll” from the main menu and follow the self-service steps to get started.

Just send a message through your portal requesting cancellation. We make it simple and transparent.

Every case is different. Most clients start seeing changes within 30–90 days, with full programs ranging from 4–8 months.

We accept major debit and credit cards. Subscription payments are securely processed monthly.

We guarantee effort, transparency, and professional dispute work—but no company can legally promise specific results.

Possibly. Removal from your report doesn’t always mean the debt is forgiven. Consult a financial or legal advisor for specifics.

Reach out anytime via your client portal. Our team is here to help you stay informed every step of the way.

READY TO GET YOUR CREDIT BACK ON TRACK?

Enroll with the team that's got the track record of success.

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